ScortoTM Ample Collection is a specialized solution for automating debt management processes. The key task that ScortoTM Ample Collection solves is segmentation of the clients with different levels of insolvency into groups to differentiate measures taken to preclude past due payments and to collect existing debts. Segmentation solves the problem of overestimating debt by including indigents in the debtors books. Implementation of the solution guarantees data cleansing.
- Application Scoring
Application scoring quantifies the risks, associated with loan applications, by evaluating the social, demographic, financial, and other data collected at the time of the application.
- Behavioral Scoring
Behavioral scoring quantifies the customer behavior to improve your credit portfolio management and customer management. Behavioral scoring helps you to better understand your customers, and, the better you understand your customers, the more effectively you can respond to their individual needs and increase your bottom line.
- Collection Scoring
Collection scoring quantifies the probability of recovery of the outstanding balance for those accounts in collections. Collection scorecard statistically estimates debtor’s willingness to pay and ability to pay and thus helps to define what actions should be done to increase collections.
- Fraud Scoring
Fraud scoring rank-order applicants according to the probability that an application may be fraudulent and thus alerts you of potentially fraudulent applications before you book an account.